/* ============================================
   Summit Capital Advisors — Premium Stylesheet
   Inspired by Alphi Capital / Goldman Sachs
   ============================================ */

/* Google Fonts */
@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:wght@400;500;600;700&family=Inter:wght@300;400;500;600&display=swap');

/* CSS Variables */
:root {
    --navy: #0C1F3F;
    --navy-light: #162D54;
    --navy-dark: #081529;
    --gold: #B8926A;
    --gold-light: #D4AF7F;
    --gold-muted: rgba(184, 146, 106, 0.15);
    --white: #FFFFFF;
    --off-white: #FAF9F4;
    --warm-gray: #E8E4DF;
    --text-primary: #1A1A1A;
    --text-secondary: #4A4A4A;
    --text-light: #888888;
    --border-light: #E0DCD7;
    --font-heading: 'Cormorant Garamond', Georgia, 'Times New Roman', serif;
    --font-body: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    --transition: 0.4s cubic-bezier(0.25, 0.46, 0.45, 0.94);
    --transition-slow: 0.8s cubic-bezier(0.25, 0.46, 0.45, 0.94);
    --max-width: 1200px;
}

/* Reset & Base */
*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: var(--font-body);
    font-weight: 300;
    line-height: 1.7;
    color: var(--text-primary);
    background-color: var(--off-white);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

/* Container */
.container {
    width: 100%;
    max-width: var(--max-width);
    margin: 0 auto;
    padding: 0 40px;
}

/* Typography */
h1, h2, h3, h4 {
    font-family: var(--font-heading);
    color: var(--navy);
    font-weight: 600;
    line-height: 1.25;
}

h2 { font-size: 2.8rem; }
h3 { font-size: 2rem; }
h4 { font-size: 1.25rem; }

p {
    margin-bottom: 1.25rem;
    font-size: 1rem;
    color: var(--text-secondary);
    line-height: 1.8;
}

a {
    color: var(--gold);
    text-decoration: none;
    transition: color var(--transition);
}

a:hover {
    color: var(--gold-light);
    text-decoration: none;
}

/* ============================================
   Scroll Reveal Animations
   ============================================ */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes fadeIn {
    from { opacity: 0; }
    to { opacity: 1; }
}

@keyframes slideInLeft {
    from {
        opacity: 0;
        transform: translateX(-40px);
    }
    to {
        opacity: 1;
        transform: translateX(0);
    }
}

@keyframes shimmer {
    0% { background-position: -200% center; }
    100% { background-position: 200% center; }
}

@keyframes subtlePulse {
    0%, 100% { opacity: 0.03; }
    50% { opacity: 0.08; }
}

@keyframes floatGlow {
    0%, 100% { transform: translate(0, 0) scale(1); }
    33% { transform: translate(30px, -20px) scale(1.1); }
    66% { transform: translate(-20px, 15px) scale(0.95); }
}

@keyframes lineExpand {
    from { transform: scaleX(0); }
    to { transform: scaleX(1); }
}

.fade-in {
    animation: fadeInUp 0.6s ease-out forwards;
}

/* ============================================
   Header & Navigation
   ============================================ */
header {
    background-color: var(--navy);
    padding: 0;
    position: sticky;
    top: 0;
    z-index: 1000;
    box-shadow: 0 2px 30px rgba(0, 0, 0, 0.2);
    backdrop-filter: blur(10px);
}

header .container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 100px;
}

header h1 {
    margin: 0;
    font-size: 1.5rem;
    font-family: var(--font-heading);
    font-weight: 600;
    letter-spacing: 0.03em;
}

header h1 a {
    color: var(--white);
    transition: color var(--transition);
    display: flex;
    align-items: center;
    gap: 12px;
}

.site-logo {
    height: 80px;
    width: auto;
    filter: brightness(0) invert(1);
    transition: opacity var(--transition);
}

header h1 a span {
    display: none;
}

header h1 a:hover .site-logo {
    opacity: 0.85;
}

header nav {
    align-self: center;
    margin-top: 24px;
}

header nav ul {
    margin: 0;
    padding: 0;
    list-style: none;
    display: flex;
    align-items: center;
    gap: 4px;
}

header nav ul li a {
    color: rgba(255, 255, 255, 0.7);
    font-weight: 400;
    font-size: 0.82rem;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    padding: 10px 16px;
    transition: all var(--transition);
    position: relative;
}

header nav ul li a::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 16px;
    right: 16px;
    height: 1px;
    background: var(--gold);
    transform: scaleX(0);
    transition: transform var(--transition);
    transform-origin: left;
}

header nav ul li a:hover {
    color: var(--white);
}

header nav ul li a:hover::after {
    transform: scaleX(1);
}

/* Mobile nav toggle */
.nav-toggle {
    display: none;
    background: none;
    border: none;
    cursor: pointer;
    padding: 10px;
}

.nav-toggle span {
    display: block;
    width: 24px;
    height: 2px;
    background: var(--white);
    margin: 5px 0;
    transition: var(--transition);
}

/* ============================================
   Hero Section — Dynamic Background
   ============================================ */
.hero {
    background:
        linear-gradient(160deg, rgba(8, 21, 41, 0.92) 0%, rgba(12, 31, 63, 0.88) 40%, rgba(22, 45, 84, 0.85) 70%, rgba(12, 31, 63, 0.92) 100%),
        url('images/vancouver-skyline.jpg') center center / cover no-repeat;
    color: var(--white);
    padding: 120px 0;
    text-align: center;
    position: relative;
    overflow: hidden;
}

/* Animated gradient orbs */
.hero::before {
    content: '';
    position: absolute;
    top: -50%;
    left: -30%;
    width: 80%;
    height: 200%;
    background: radial-gradient(ellipse, rgba(184, 146, 106, 0.07) 0%, transparent 60%);
    animation: floatGlow 15s ease-in-out infinite;
    pointer-events: none;
}

.hero::after {
    content: '';
    position: absolute;
    bottom: -50%;
    right: -30%;
    width: 70%;
    height: 200%;
    background: radial-gradient(ellipse, rgba(184, 146, 106, 0.05) 0%, transparent 60%);
    animation: floatGlow 20s ease-in-out infinite reverse;
    pointer-events: none;
}

.hero .container {
    position: relative;
    z-index: 1;
}

.hero h2 {
    font-size: 2.8rem;
    color: var(--white);
    font-weight: 500;
    max-width: 850px;
    margin: 0 auto;
    line-height: 1.3;
    letter-spacing: -0.01em;
}

.hero p {
    color: rgba(255, 255, 255, 0.65);
    font-size: 1.15rem;
    max-width: 650px;
    margin: 24px auto 0;
    font-weight: 300;
}

/* Gold accent line at bottom of hero */
.hero .container::after {
    content: '';
    display: block;
    width: 60px;
    height: 2px;
    background: var(--gold);
    margin: 40px auto 0;
    animation: lineExpand 1.2s ease-out 0.5s both;
    transform-origin: center;
}

/* ============================================
   Intro Section
   ============================================ */
.intro {
    padding: 80px 0;
    background-color: var(--white);
    border-bottom: 1px solid var(--border-light);
    position: relative;
}

.intro p {
    font-size: 1.15rem;
    max-width: 850px;
    margin: 0 auto;
    text-align: center;
    line-height: 1.9;
    color: var(--text-secondary);
}

/* ============================================
   Services Overview — Homepage
   ============================================ */
.services-overview {
    padding: 90px 0;
    background-color: var(--off-white);
    border-bottom: 1px solid var(--border-light);
}

.services-overview h3 {
    font-size: 2.2rem;
    text-align: center;
    margin-bottom: 16px;
    color: var(--navy);
}

.services-overview h3 a {
    color: var(--navy);
    border-bottom: none;
    transition: color var(--transition);
}

.services-overview h3 a:hover {
    color: var(--gold);
}

.services-overview-subtitle {
    text-align: center;
    font-size: 1.1rem;
    max-width: 700px;
    margin: 0 auto 50px;
    color: var(--text-secondary);
    line-height: 1.7;
}

.services-overview-grid {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 24px;
}

.service-card {
    display: flex;
    flex-direction: column;
    padding: 36px 30px;
    background: var(--white);
    border: 1px solid var(--border-light);
    text-decoration: none;
    transition: all var(--transition);
    position: relative;
    overflow: hidden;
    width: calc((100% - 48px) / 3);
}

.service-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--gold), var(--gold-light));
    transform: scaleX(0);
    transition: transform var(--transition);
    transform-origin: left;
}

.service-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 40px rgba(0, 0, 0, 0.08);
    border-color: var(--gold);
    text-decoration: none;
}

.service-card:hover::before {
    transform: scaleX(1);
}

.service-card h4 {
    font-family: var(--font-heading);
    font-size: 1.25rem;
    font-weight: 600;
    color: var(--navy);
    margin-bottom: 12px;
    line-height: 1.3;
    letter-spacing: 0;
    text-transform: none;
}

.service-card p {
    font-size: 0.9rem;
    color: var(--text-secondary);
    line-height: 1.7;
    margin-bottom: 20px;
    flex: 1;
}

.service-card-link {
    font-size: 0.8rem;
    font-weight: 500;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: var(--gold);
    transition: all var(--transition);
}

.service-card:hover .service-card-link {
    color: var(--navy);
    letter-spacing: 0.12em;
}

/* ============================================
   Advantage Section — Expandable
   ============================================ */
.advantage-section {
    padding: 0;
    background-color: var(--white);
    border-bottom: 1px solid var(--border-light);
    position: relative;
}

.advantage-header {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    padding: 50px 0;
    cursor: pointer;
    text-align: center;
    transition: all var(--transition);
}

.advantage-header h3 {
    font-size: 2.2rem;
    margin: 0 0 20px;
    color: var(--navy);
    position: relative;
    transition: color var(--transition);
}

.advantage-header h3::after {
    content: '';
    display: block;
    width: 60px;
    height: 2px;
    background: var(--gold);
    margin: 20px auto 0;
}

.advantage-header:hover h3 {
    color: var(--gold);
}

.advantage-icon {
    font-size: 1.5rem;
    font-weight: 300;
    color: var(--gold);
    width: 40px;
    height: 40px;
    display: flex;
    align-items: center;
    justify-content: center;
    border: 1px solid var(--gold);
    flex-shrink: 0;
    line-height: 0;
    padding-bottom: 2px;
    transition: all var(--transition);
}

.advantage-header:hover .advantage-icon {
    background: var(--gold);
    color: var(--white);
}

.advantage-section.expanded .advantage-icon {
    transform: rotate(45deg);
    background: var(--gold);
    color: var(--white);
}

.advantage-content {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.6s cubic-bezier(0.25, 0.46, 0.45, 0.94), padding 0.6s cubic-bezier(0.25, 0.46, 0.45, 0.94);
    padding: 0;
}

.advantage-section.expanded .advantage-content {
    max-height: 800px;
    padding-bottom: 50px;
}

.advantage-content p {
    font-size: 1rem;
    margin-bottom: 1.25rem;
    line-height: 1.85;
    color: var(--text-secondary);
    opacity: 0;
    transform: translateY(10px);
    transition: opacity 0.4s ease, transform 0.4s ease;
}

.advantage-section.expanded .advantage-content p {
    opacity: 1;
    transform: translateY(0);
}

.advantage-section.expanded .advantage-content p:nth-child(1) { transition-delay: 0.1s; }
.advantage-section.expanded .advantage-content p:nth-child(2) { transition-delay: 0.15s; }
.advantage-section.expanded .advantage-content p:nth-child(3) { transition-delay: 0.2s; }
.advantage-section.expanded .advantage-content p:nth-child(4) { transition-delay: 0.25s; }
.advantage-section.expanded .advantage-content p:nth-child(5) { transition-delay: 0.3s; }
.advantage-section.expanded .advantage-content p:nth-child(6) { transition-delay: 0.35s; }

/* Desktop hover expand */
@media (min-width: 769px) {
    .advantage-section:hover .advantage-content {
        max-height: 800px;
        padding-bottom: 50px;
    }

    .advantage-section:hover .advantage-content p {
        opacity: 1;
        transform: translateY(0);
    }

    .advantage-section:hover .advantage-icon {
        transform: rotate(45deg);
        background: var(--gold);
        color: var(--white);
    }
}

/* ============================================
   Content Sections — Alternating Backgrounds
   ============================================ */
.content-section {
    padding: 80px 0;
    border-bottom: 1px solid var(--border-light);
    position: relative;
    background-color: var(--white);
}

.content-section:nth-child(even) {
    background-color: var(--off-white);
}

.content-section:last-of-type {
    border-bottom: none;
}

.content-section h3 {
    margin-bottom: 24px;
    font-size: 1.85rem;
    position: relative;
    padding-bottom: 16px;
}

.content-section h3::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 50px;
    height: 2px;
    background: var(--gold);
    transition: width var(--transition-slow);
}

.content-section:hover h3::after {
    width: 80px;
}

.content-section h4 {
    color: var(--gold);
    font-family: var(--font-body);
    font-weight: 500;
    font-size: 1.05rem;
    letter-spacing: 0.02em;
    margin-bottom: 20px;
}

.content-section p {
    font-size: 1rem;
    margin-bottom: 1.25rem;
    line-height: 1.85;
}

.content-section ul {
    margin-bottom: 24px;
    padding-left: 0;
    list-style: none;
}

.content-section ul li {
    margin-bottom: 16px;
    font-size: 1rem;
    color: var(--text-secondary);
    line-height: 1.8;
    padding-left: 24px;
    position: relative;
    transition: transform var(--transition);
}

.content-section ul li:hover {
    transform: translateX(4px);
}

.content-section ul li::before {
    content: '';
    position: absolute;
    left: 0;
    top: 10px;
    width: 8px;
    height: 8px;
    border: 1px solid var(--gold);
    transform: rotate(45deg);
    transition: background var(--transition);
}

.content-section ul li:hover::before {
    background: var(--gold);
}

.content-section ul li strong {
    color: var(--navy);
    font-weight: 500;
}

.content-section a {
    font-weight: 500;
    border-bottom: 1px solid var(--gold);
    padding-bottom: 2px;
    transition: all var(--transition);
}

.content-section a:hover {
    border-bottom-color: var(--gold-light);
    color: var(--navy);
}

/* ============================================
   Transaction Experience Section
   ============================================ */
.transaction-experience {
    background: linear-gradient(160deg, var(--navy-dark) 0%, var(--navy) 40%, var(--navy-light) 70%, var(--navy) 100%);
    padding: 90px 0;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.transaction-experience::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -30%;
    width: 70%;
    height: 200%;
    background: radial-gradient(ellipse, rgba(184, 146, 106, 0.06) 0%, transparent 60%);
    animation: floatGlow 18s ease-in-out infinite;
    pointer-events: none;
}

.transaction-experience h3 {
    color: var(--white);
    font-size: 2.2rem;
    margin-bottom: 16px;
    position: relative;
}

.transaction-experience h3::after {
    content: '';
    display: block;
    width: 60px;
    height: 2px;
    background: var(--gold);
    margin: 20px auto 0;
}

.experience-subtitle {
    color: rgba(255, 255, 255, 0.65);
    font-size: 1.1rem;
    max-width: 700px;
    margin: 0 auto 50px;
    font-weight: 300;
    line-height: 1.7;
}

.experience-grid {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 24px;
    max-width: 1100px;
    margin: 0 auto;
}

.experience-card {
    padding: 32px 20px;
    border: 1px solid rgba(184, 146, 106, 0.2);
    background: rgba(255, 255, 255, 0.03);
    transition: all var(--transition);
    position: relative;
}

.experience-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--gold), var(--gold-light));
    transform: scaleX(0);
    transition: transform var(--transition);
    transform-origin: left;
}

.experience-card:hover {
    background: rgba(255, 255, 255, 0.06);
    border-color: rgba(184, 146, 106, 0.4);
    transform: translateY(-4px);
    box-shadow: 0 12px 40px rgba(0, 0, 0, 0.2);
}

.experience-card:hover::before {
    transform: scaleX(1);
}

.experience-stat {
    font-family: var(--font-heading);
    font-size: 1.6rem;
    font-weight: 600;
    color: var(--gold);
    margin-bottom: 12px;
    line-height: 1.2;
}

.experience-label {
    font-size: 0.88rem;
    color: rgba(255, 255, 255, 0.6);
    line-height: 1.6;
    font-weight: 300;
}

.experience-footnote {
    color: rgba(255, 255, 255, 0.35);
    font-size: 0.78rem;
    margin-top: 40px;
    margin-bottom: 0;
    font-style: italic;
}

/* ============================================
   Call to Action — Gradient Background
   ============================================ */
.call-to-action {
    background: linear-gradient(135deg, var(--off-white) 0%, var(--white) 50%, var(--off-white) 100%);
    padding: 90px 0;
    text-align: center;
    border-top: 1px solid var(--border-light);
    position: relative;
}

.call-to-action p {
    font-size: 1.25rem;
    font-family: var(--font-heading);
    color: var(--navy);
    max-width: 600px;
    margin: 0 auto 35px;
    font-weight: 500;
    line-height: 1.6;
}

.button {
    display: inline-block;
    background-color: var(--navy);
    color: var(--white);
    padding: 16px 52px;
    font-family: var(--font-body);
    font-size: 0.8rem;
    font-weight: 500;
    letter-spacing: 0.15em;
    text-transform: uppercase;
    border: 1px solid var(--navy);
    transition: all var(--transition);
    position: relative;
    overflow: hidden;
}

.button::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255,255,255,0.1), transparent);
    transition: left var(--transition-slow);
}

.button:hover {
    background-color: transparent;
    color: var(--navy);
    text-decoration: none;
    transform: translateY(-1px);
    box-shadow: 0 4px 15px rgba(12, 31, 63, 0.15);
}

.button:hover::before {
    left: 100%;
}

/* ============================================
   Team Members
   ============================================ */
.team-members {
    padding: 80px 0;
    background-color: var(--white);
}

.team-members > .container {
    display: flex;
    flex-direction: column;
    gap: 60px;
}

.team-member {
    display: flex;
    gap: 50px;
    align-items: flex-start;
    text-align: left;
    padding-bottom: 60px;
    border-bottom: 1px solid var(--border-light);
    transition: transform var(--transition);
}

.team-member:last-child {
    padding-bottom: 0;
    border-bottom: none;
}

.team-member .image-container {
    flex-shrink: 0;
    position: relative;
}

.team-member .image-container::after {
    content: '';
    position: absolute;
    bottom: -8px;
    left: 8px;
    width: 100%;
    height: 100%;
    border: 1px solid var(--gold);
    opacity: 0.3;
    transition: all var(--transition);
    z-index: -1;
}

.team-member:hover .image-container::after {
    bottom: -12px;
    left: 12px;
    opacity: 0.5;
}

.team-member img {
    width: 220px;
    height: 280px;
    border-radius: 0;
    object-fit: cover;
    object-position: center top;
    image-rendering: -webkit-optimize-contrast;
    image-rendering: crisp-edges;
    filter: grayscale(100%) brightness(1.05) contrast(1.1);
    transition: filter var(--transition-slow);
    box-shadow: 0 8px 30px rgba(0, 0, 0, 0.12);
}

.team-member:hover img {
    filter: grayscale(0%) brightness(1.0) contrast(1.0);
}

.team-member .bio-container {
    flex: 1;
}

.team-member h3 {
    font-size: 1.6rem;
    margin-bottom: 4px;
    color: var(--navy);
}

.team-member h4 {
    font-family: var(--font-body);
    font-weight: 400;
    font-size: 0.9rem;
    color: var(--gold);
    text-transform: uppercase;
    letter-spacing: 0.1em;
    margin-bottom: 20px;
}

.team-member p {
    font-size: 0.95rem;
    line-height: 1.85;
    margin-bottom: 16px;
}

.team-member a {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 0.85rem;
    font-weight: 500;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    border-bottom: 1px solid var(--gold);
    padding-bottom: 2px;
    transition: all var(--transition);
}

.team-member a:hover {
    color: var(--navy);
    border-bottom-color: var(--navy);
}

.team-contact-links {
    display: flex;
    flex-wrap: wrap;
    gap: 16px;
    margin-top: 16px;
}

.team-contact-links a {
    font-size: 0.8rem;
    text-transform: none;
    letter-spacing: 0.02em;
}

/* ============================================
   Transactions
   ============================================ */
.transactions {
    padding: 60px 0;
    background-color: var(--white);
}

#transactionSearch {
    width: 100%;
    padding: 16px 24px;
    margin-bottom: 30px;
    border: 1px solid var(--border-light);
    border-radius: 0;
    font-family: var(--font-body);
    font-size: 0.95rem;
    color: var(--text-primary);
    background: var(--white);
    transition: all var(--transition);
}

#transactionSearch:focus {
    outline: none;
    border-color: var(--gold);
    box-shadow: 0 0 0 3px var(--gold-muted);
}

#transactionSearch::placeholder {
    color: var(--text-light);
}

.filter-options {
    margin-bottom: 40px;
    padding: 30px;
    background: var(--off-white);
    border: 1px solid var(--border-light);
}

.filter-options h4 {
    font-family: var(--font-body);
    font-weight: 600;
    font-size: 0.8rem;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--navy);
    margin-bottom: 12px;
    margin-top: 16px;
}

.filter-options h4:first-child {
    margin-top: 0;
}

.filter-options label {
    display: inline-block;
    margin-right: 20px;
    margin-bottom: 8px;
    font-size: 0.9rem;
    color: var(--text-secondary);
    cursor: pointer;
    transition: color var(--transition);
}

.filter-options label:hover {
    color: var(--navy);
}

.filter-options input[type="checkbox"] {
    accent-color: var(--gold);
    margin-right: 6px;
}

.transactions-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: 24px;
}

.transaction-tile {
    border: 1px solid var(--border-light);
    padding: 32px;
    background: var(--white);
    transition: all var(--transition);
    position: relative;
    text-align: center;
}

.transaction-tile::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--gold), var(--gold-light));
    transform: scaleX(0);
    transition: transform var(--transition);
    transform-origin: left;
}

.transaction-tile:hover {
    box-shadow: 0 12px 40px rgba(0, 0, 0, 0.08);
    border-color: var(--gold);
    transform: translateY(-4px);
}

.transaction-tile:hover::before {
    transform: scaleX(1);
}

.transaction-tile img {
    max-width: 160px;
    height: auto;
    margin: 0 auto 16px;
    display: block;
    filter: grayscale(30%);
    transition: filter var(--transition);
}

.transaction-tile:hover img {
    filter: grayscale(0%);
}

.transaction-tile h3 {
    font-size: 1.2rem;
    margin-bottom: 12px;
    color: var(--navy);
}

.transaction-tile p {
    font-size: 0.88rem;
    margin-bottom: 8px;
    line-height: 1.7;
}

.transaction-tile p strong {
    color: var(--navy);
    font-weight: 500;
}

.transactions-call-to-action {
    background: linear-gradient(135deg, var(--off-white) 0%, var(--white) 100%);
    padding: 70px 0;
    text-align: center;
    border-top: 1px solid var(--border-light);
}

.transactions-call-to-action h3 {
    font-size: 1.5rem;
    font-weight: 500;
    color: var(--navy);
    max-width: 700px;
    margin: 0 auto;
    line-height: 1.5;
}

.transactions-note {
    font-size: 0.8rem;
    color: rgba(255, 255, 255, 0.5);
}

/* ============================================
   News
   ============================================ */
.news {
    padding: 60px 0;
    background-color: var(--white);
}

.news-article {
    margin-bottom: 0;
    border-bottom: 1px solid var(--border-light);
    padding: 40px 0;
    transition: all var(--transition);
}

.news-article:first-child {
    padding-top: 0;
}

.news-article:hover {
    padding-left: 16px;
}

.article-title {
    font-family: var(--font-heading);
    font-size: 1.5rem;
    font-weight: 600;
    margin-bottom: 8px;
    color: var(--navy);
}

.article-title a {
    color: var(--navy);
    border-bottom: none;
    transition: color var(--transition);
}

.article-title a:hover {
    color: var(--gold);
}

.article-date {
    font-size: 0.8rem;
    color: var(--text-light);
    margin-bottom: 14px;
    text-transform: uppercase;
    letter-spacing: 0.08em;
}

.article-excerpt {
    margin-bottom: 14px;
    font-size: 0.95rem;
}

.read-more {
    font-size: 0.85rem;
    font-weight: 500;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: var(--gold);
    border-bottom: 1px solid var(--gold);
    padding-bottom: 2px;
    transition: all var(--transition);
}

.read-more:hover {
    color: var(--navy);
    border-bottom-color: var(--navy);
    padding-left: 4px;
}

/* ============================================
   Contact
   ============================================ */
.contact-intro {
    padding: 60px 0;
    background-color: var(--white);
    border-bottom: 1px solid var(--border-light);
}

.contact-intro p {
    font-size: 1.1rem;
    text-align: center;
    max-width: 600px;
    margin: 0 auto;
}

.contact-form {
    padding: 60px 0;
    background-color: var(--white);
}

.contact-form .container {
    max-width: 700px;
}

.contact-form label {
    display: block;
    margin-bottom: 8px;
    font-weight: 500;
    font-size: 0.8rem;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: var(--navy);
}

.contact-form input[type="text"],
.contact-form input[type="email"],
.contact-form input[type="tel"],
.contact-form textarea {
    width: 100%;
    padding: 14px 18px;
    margin-bottom: 24px;
    border: 1px solid var(--border-light);
    border-radius: 0;
    font-family: var(--font-body);
    font-size: 0.95rem;
    color: var(--text-primary);
    background: var(--white);
    transition: all var(--transition);
}

.contact-form input:focus,
.contact-form textarea:focus {
    outline: none;
    border-color: var(--gold);
    box-shadow: 0 0 0 3px var(--gold-muted);
}

.contact-form textarea {
    min-height: 160px;
    resize: vertical;
}

.contact-form button[type="submit"] {
    background-color: var(--navy);
    color: var(--white);
    padding: 16px 48px;
    border: 1px solid var(--navy);
    border-radius: 0;
    cursor: pointer;
    font-family: var(--font-body);
    font-weight: 500;
    font-size: 0.8rem;
    letter-spacing: 0.15em;
    text-transform: uppercase;
    transition: all var(--transition);
    position: relative;
    overflow: hidden;
}

.contact-form button[type="submit"]:hover {
    background-color: transparent;
    color: var(--navy);
    transform: translateY(-1px);
    box-shadow: 0 4px 15px rgba(12, 31, 63, 0.15);
}

.contact-info {
    background: var(--off-white);
    padding: 60px 0;
    border-top: 1px solid var(--border-light);
}

.contact-info h3 {
    margin-bottom: 24px;
    font-size: 1.6rem;
    position: relative;
    padding-bottom: 16px;
}

.contact-info h3::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 50px;
    height: 2px;
    background: var(--gold);
}

.contact-info p {
    margin-bottom: 12px;
    font-size: 0.95rem;
}

.contact-info a {
    border-bottom: 1px solid var(--gold);
    padding-bottom: 1px;
}

/* ============================================
   Footer Contact Bar
   ============================================ */
.footer-contact {
    background: var(--off-white);
    padding: 50px 0;
    border-top: 1px solid var(--border-light);
}

.footer-contact .container {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    gap: 40px;
    flex-wrap: wrap;
}

.footer-contact-col {
    flex: 1;
    min-width: 200px;
    text-align: center;
}

.footer-contact-col h4 {
    font-family: var(--font-body);
    font-weight: 600;
    font-size: 0.8rem;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: var(--navy);
    margin-bottom: 10px;
}

.footer-contact-col p {
    font-size: 0.88rem;
    margin-bottom: 4px;
    color: var(--text-secondary);
    line-height: 1.6;
}

.footer-contact-col a {
    color: var(--gold);
    border-bottom: 1px solid transparent;
    transition: all var(--transition);
}

.footer-contact-col a:hover {
    border-bottom-color: var(--gold);
    color: var(--navy);
}

/* ============================================
   Footer — Dark with Subtle Gradient
   ============================================ */
footer {
    background: linear-gradient(180deg, var(--navy-dark) 0%, #050E1A 100%);
    color: rgba(255, 255, 255, 0.5);
    padding: 50px 0 40px;
    text-align: center;
    position: relative;
}

footer::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 1px;
    background: linear-gradient(90deg, transparent, var(--gold), transparent);
    opacity: 0.4;
}

footer p {
    color: rgba(255, 255, 255, 0.4);
    font-size: 0.8rem;
    letter-spacing: 0.05em;
    margin-bottom: 8px;
}

footer a {
    color: var(--gold);
}

.footer-logo {
    margin-bottom: 16px;
}

.footer-logo-img {
    height: 70px;
    width: auto;
    filter: brightness(0) invert(1);
    opacity: 0.5;
    transition: opacity var(--transition);
}

.footer-logo-img:hover {
    opacity: 0.8;
}

/* ============================================
   Responsive
   ============================================ */
@media (max-width: 1024px) {
    .container {
        padding: 0 30px;
    }

    .hero h2 {
        font-size: 2.2rem;
    }

    .experience-grid {
        grid-template-columns: repeat(3, 1fr);
    }

    .service-card {
        width: calc((100% - 24px) / 2);
    }

    .team-member {
        gap: 30px;
    }

    .team-member img {
        width: 180px;
        height: 230px;
    }
}

@media (max-width: 768px) {
    .container {
        padding: 0 24px;
    }

    .footer-contact .container {
        flex-direction: column;
        align-items: center;
        gap: 30px;
    }

    .footer-contact-col {
        text-align: center;
    }

    /* Transaction Experience */
    .transaction-experience {
        padding: 60px 0;
    }

    .transaction-experience h3 {
        font-size: 1.8rem;
    }

    .experience-subtitle {
        font-size: 1rem;
        margin-bottom: 36px;
    }

    .experience-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 16px;
    }

    .experience-card {
        padding: 24px 16px;
    }

    .experience-stat {
        font-size: 1.35rem;
    }

    /* Services Overview */
    .services-overview {
        padding: 60px 0;
    }

    .service-card {
        width: 100%;
        padding: 28px 24px;
    }

    /* Header & nav */
    .nav-toggle {
        display: block;
    }

    header .container {
        flex-wrap: wrap;
        height: 70px;
    }

    .site-logo {
        height: 50px;
    }

    header nav {
        width: 100%;
        max-height: 0;
        overflow: hidden;
        transition: max-height 0.4s ease;
        margin-top: 0;
        background-color: var(--navy);
    }

    header nav.active {
        max-height: 400px;
    }

    header nav ul {
        flex-direction: column;
        padding: 16px 0;
        gap: 0;
    }

    header nav ul li a {
        display: block;
        padding: 12px 0;
        color: rgba(255, 255, 255, 0.9);
        font-size: 0.9rem;
    }

    header nav ul li a::after {
        display: none;
    }

    /* Hero */
    .hero {
        padding: 70px 0;
    }

    .hero h2 {
        font-size: 1.8rem;
    }

    .hero p {
        font-size: 1rem;
    }

    h3 { font-size: 1.6rem; }

    /* Content sections */
    .content-section {
        padding: 50px 0;
    }

    .intro {
        padding: 50px 0;
    }

    .intro p {
        font-size: 1rem;
    }

    /* Team */
    .team-members {
        padding: 50px 0;
    }

    .team-member {
        flex-direction: column;
        align-items: center;
        text-align: center;
    }

    .team-member img {
        width: 200px;
        height: 260px;
    }

    .content-section h3::after,
    .contact-info h3::after {
        left: 50%;
        transform: translateX(-50%);
    }

    .team-member .bio-container {
        text-align: center;
    }

    .team-contact-links {
        flex-direction: column;
        align-items: center;
        gap: 10px;
    }

    .team-member .image-container::after {
        display: none;
    }

    /* Transactions */
    .transactions-grid {
        grid-template-columns: 1fr;
    }

    .filter-options {
        padding: 20px;
    }

    .filter-options label {
        display: block;
        padding: 6px 0;
        margin-right: 0;
    }

    .transactions-call-to-action {
        padding: 50px 0;
    }

    .transactions-call-to-action h3 {
        font-size: 1.25rem;
    }

    /* Contact */
    .contact-form button[type="submit"] {
        width: 100%;
        padding: 16px;
    }

    .contact-info {
        padding: 40px 0;
        text-align: center;
    }

    .contact-info h3::after {
        left: 50%;
        transform: translateX(-50%);
    }

    /* Footer */
    .footer-logo-img {
        height: 50px;
    }

    footer {
        padding: 30px 0;
    }

    /* News */
    .news-article:hover {
        padding-left: 0;
    }
}

@media (max-width: 480px) {
    .experience-grid {
        grid-template-columns: 1fr;
        gap: 12px;
    }

    .experience-stat {
        font-size: 1.2rem;
    }

    header .container {
        height: 60px;
    }

    .site-logo {
        height: 40px;
    }

    header h1 {
        font-size: 1.2rem;
    }

    .hero {
        padding: 50px 0;
    }

    .hero h2 {
        font-size: 1.5rem;
    }

    .hero p {
        font-size: 0.9rem;
    }

    .team-member img {
        width: 180px;
        height: 230px;
    }

    .transaction-tile {
        padding: 24px;
    }

    .button {
        padding: 14px 36px;
        width: 100%;
        text-align: center;
    }

    .footer-logo-img {
        height: 40px;
    }
}